OpenAI has brought ChatGPT Finances, its personal finance feature, to the ChatGPT Mac app. Until now it was limited to mobile and the web; on the desktop it sits in the sidebar.
“can securely connect your financial accounts to find ways to save, understand your spending, and make sense of your investments—with answers grounded in your finances.”
OpenAI, as quoted by 9to5Mac · 9to5mac.com ↗
Users link accounts through Plaid, which covers more than 12,000 institutions. ChatGPT can read balances, transactions, investments and liabilities, but not full account numbers, and it cannot change accounts.
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The feature began as a US preview for Pro subscribers on 15 May, then reached Plus and, in October, free users. It remains US-only.
About ChatGPT Finances
ChatGPT Finances is OpenAI's personal finance feature inside ChatGPT: users link bank, card and investment accounts through Plaid to get a spending and portfolio dashboard and ask questions about their money.
It began as a preview on 15 May 2026 for US Pro users on iOS and the web only, with Intuit named as the next connection and Plus support promised. It first required the $100-a-month plan, reached the $20 tier over the summer, and since October 2026 has been open to every plan, free included, in the US only.
Rival Anthropic launched a personal finance beta for its Claude assistant a week earlier, on 5 November.
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